Resistance to Memory

            When I was young, I knew a lot about old people. Especially about old people I knew personally: members of my family, my mother’s contemporaneous older friends, teachers, clients on my paper route.

            It wasn’t a choice. When I was young, no one asked whether I was interested about events that significantly preceded my birth. They just talked. My mom told me countless detailed stories about her childhood growing up during the Nazi occupation of France; many if not most of these tales of woe were repeated despite my reminders that I was already familiar with them. I was expected to listen as the schoolteacher got shot, the cat was abandoned and the Allied tanks rolled in.

            Children, teenagers and young adults were expected less to be seen and not heard than to listen politely nodding their heads as their elders described watching the Beatles arrive at Idlewild (on black-and-white TV with rabbit ears, natch), where they were when they heard that Kennedy had been shot and, in the case of my seventh-grade homeroom teacher, what it was like to be in the convention hall when FDR accepted the Democratic nomination.

            Pop culture, politics and personal histories from decades prior persisted in a way that doesn’t seem possible today, when youth culture and the Internet have delivered a clear message to older generations like mine (I’m an old Gen Xer) that our stories are neither wanted nor sought out.

            And sought out they would have to be. Unlike my Baby Boomer babysitter who taught my nine-year-old self hippie slang, how to curse and how much fun she’d had at a free-love commune, and also unlike my Silent Generation father who schooled me on Jack Benny and Benny Goodman, we members of Generation X survived our histories of childhood neglect and adulthood underappreciation only to graduate into our later years assuming that no one cares about us and no one ever will. So yeah, there was that time I stood three feet away from Johnny Thunders when he gave his last concert and the hilarious lunch I had with Johnny Ramone and the time Ed Koch gave me the finger after I bounced a bottle off the roof of his limousine, but I’m pretty sure nobody under age 45 cares.

            As the author and psychiatrist Iain McGilchrist says: “In the old days young people went to university to learn from people who were perhaps three times their age and had read an enormous amount. But nowadays they go in order to tell those older people what they should be thinking and what they should be saying.”

Or maybe younger people would care. But they’d have to ask. And I’d have to be convinced that they weren’t just being polite. Probably not going to happen.

Whatever the cause is, and what I’ve written so far is no doubt only part of the reason, there is probably less familial, cultural and popular history being transferred from older generations to younger ones than ever before. Changes in technology and education are contributing to our failure to pass on knowledge and wisdom.

If you don’t know where you came from, you don’t know who you are.

Generation Z, for example, never learned to write in cursive. Which means they can’t read it. In the same way that Ataturk’s decision to abolish Arabic script in favor of a Latinate alphabet suddenly made hundreds of years of incredible literature inaccessible to Turks after 1928 and Mao’s simplified Chinese characters meant that only scholars can read older texts, newer generations of Americans won’t be able to read an original copy of the Declaration of Independence or a letter from their grandmother.

Similarly, the dark ages of photography are well upon us. Though it has never been cheaper or easier to take or store or transmit a high-resolution photo, the number that are likely to pass from one generation to the next has never been smaller. When mom dies, her smartphone password usually dies with her. Even when obtaining a court order is not required, how likely is a grieving child to sort through an overwhelming volume of photos, few of them worth preserving, and have the presence of mind to carefully store the keepers somewhere where their own children will be easily be able to access them someday? And let’s not mention the digital disasters that can instantly wipe out entire photo archives.

For all their shortcomings—fading, development costs—film-based photos survived precisely because they were more expensive, which made them precious, which prompted people to store them in albums. We’ve all read stories about how victims of a flood or fire sometimes only escaped with one possession, the family photo album.

I’m grateful for all the old stuff old people told me whether or not I wanted to hear it. Some stuff was pretty enlightening, like the couple on my paper route where the husband had fought in World War I and still had his gas mask on which he had written the names of each little French village through which he and his squadron had passed. They invited me in for tea when I came to collect my money. It’s one thing to read about the horrors of mustard gas. Holding that contraption in my hands made it feel real.

Other things I picked up probably didn’t teach me much of anything at all. Still, it was pretty interesting to learn how to use an old-fashioned adding machine, Victrola record player and self-playing piano one of my neighbors had in her garage. My mom taught me how to use carbon paper; recalling the fact that businesses and government agencies routinely made numerous copies to be distributed to different files proved useful when I researched my senior thesis at the National Archives.

When I complain about a problem, I like to offer a solution. But I’m not entirely sure that the fact that billions of yottabytes worth of human knowledge is getting memory-holed, mostly because Millennials and Gen Zers aren’t particularly interested is necessarily a problem. Maybe they don’t need that stuff to try to save themselves from climate change or killer asteroids.

What I do know, if indeed it is a problem, is that it is one without a possible solution. In the same way that streets would be clean if nobody littered but people always do so they never are, there is no way to convince today’s 30-year-olds that they should take an interest in what today’s 60-year-olds have to say.

“The past is never dead. It’s not even past,” William Faulkner wrote. But he’s so old, he’s dead.

Nowadays, even the present is past.

(Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, co-hosts the left-vs-right DMZ America podcast with fellow cartoonist Scott Stantis and The TMI Show with political analyst Manila Chan. His latest book, brand-new right now, is the graphic novel 2024: Revisited.)

Another Casualty of the Cashless Society

I live in New York City, where many homeless people rely on panhandling in order to get by. A few days ago I saw a Millennial woman turn down a request from a homeless man, saying, “I don’t carry cash.” I have long been concerned about the ramifications of our increasingly cashless society, like the ability of the government to lock down our bank accounts and ability to move freely. As usual, the poorest among us are paying the biggest price for what we’ve been told is progress.

I Suffered and So Should You

Much of the opposition to student loan forgiveness boils down to bitterness. Why should people who suffered under a stupid system subsidize young people so they don’t have to suffer as well?

It’s a Millennial Generation Life off!

Trillions of dollars have been spent. Thousands of American soldiers have been killed. Yet the United States is right back where it started in Afghanistan 20 years ago, with the Taliban advancing so rapidly that military experts believe they will soon control the entire country again. Some veterans are asking aloud, was the war worth the cost? Clearly not. The war was a mistake from day one. After all, Osama bin Laden was in Pakistan the entire time, not Afghanistan. And the 9/11 plot was hatched in Pakistan and probably funded by Saudi Arabia. We never should have been there.

The Government That Cried Wolf

For as long as anyone can remember, the United States government has wallowed in fear mongering. Now there’s actually a real legitimate threat to the national health, and many people, especially the young, aren’t listening to warnings.

Generation X Retirement Options

Members of Generation X have almost no retirement savings whatsoever. They don’t have defined benefit retirement packages. 401(k) savings programs are a joke. If they’re counting on Social Security, forget it. Political pressure to get rid of the program will certainly screw them before they get to collect it. And anyway, Social Security itself claims that it will be bankrupt in less than 20 years.

Generation X Faces a Bleak, Impoverished Old Age

Image result for old man dumpster

            In 1991 the demographers Neil Howe and William Strauss published their awkwardly-titled tome “13th Gen,” about Generation X—the Americans born between 1961 and 1981. If Xers had paid attention they would have committed suicide.

            “Child poverty, employment, wages, home ownership, arrest records — in every category, this generation, the 13th since the American Revolution, is doing worse than the generation that came before,” New York Times book critic Andrew Leonard wrote at the time. “Indeed, for the first time since the Civil War, the authors of ‘13th Gen’ keep reminding us, young people are unlikely to surpass the affluence of their parents.”

            Tellingly, the Times titled Leonard’s review “The Boomers’ Babies” as though their relationship to The Only Generation That Mattered at the time was their status as offspring. Which, equally tellingly, was incorrect. Most Xers’ parents belong to the Silent Generation that came of age in the 1940s and 1950s, not the Boom.

            As Gen Xers passed through each stage of life, Mssrs. Howe and Strauss predicted, they would find themselves living through the worst possible time to be whatever age they happened to be. They attended secondary schools turned threadbare by budget cuts. As they entered young adulthood the government restored draft registration and abolished financial aid grants for college. When “13th Gen”came out the oldest Xers were in their late 20s, in the middle of a deep recession that decimated their job prospects and made it impossible for them to pay off their student loans or save for retirement.

            The trend continued. The oldest Xers are in their late 50s but 47% have nothing saved for retirement; only 13% have more than $100,000.

            Though frequently mocked by corporate journalists, Howe and Strauss have proven prescient, not least because they coined the word “Millennials.” If anything, demographic fate has become even unkinder to Gen X, now ages 36 to 56. Under “normal” circumstances, these Americans would be dominating businesses and cultural institutions.

            Instead, political power and cultural influence have neatly leapfrogged from the ubiquitous Baby Boomers to their actual children, the Millennials.

            Silicon Valley is one barometer. Tech is the nation’s most dynamic sector. The Valley wields influence disproportionate to its quarter of a million employees. Tech is militantly, brutally, cartoon-villainously ageist. People over 35–the “olds,” Millennials call us—need not apply.

            Five years ago, I wrote: “The median American worker is age 42. The median age at Facebook, Google, AOL and Zynga, on the other hand, is 30 or younger. Twitter, which recently got hosed in an age discrimination lawsuit, has a median age of 28.” Silicon Valley hasn’t done anything to reverse this dismal record.

            Google just settled another age discrimination lawsuit. But they haven’t learned anything.

            Brazen ageism sticks out even more in a PC culture where discrimination against women, ethnic minorities, LGBTQA people and others prompts horror, as it should. Young people who don’t tolerate ethnic slurs call older folks slow, out-of-touch and stupid—remarks all the more baseless since they increasingly segregate themselves into dorm-like apartment complexes and hipster bars where they don’t encounter anyone older than 40.

            “Google in 2014 began publishing diversity statistics and vowed to hire more women, minorities, and LGBTQ workers. But Google didn’t include diversity statistics for age in its diversity report, or even reference age. Incredibly, age remains invisible in Google’s 2019 diversity report,” marvels employment discrimination attorney Patricia Barnes.  

            Meanwhile, coverage of generational issues in mainstream media has deteriorated beyond the Howe-Strauss model of consistent discrimination to downright Orwellian: being “disappeared.” In articles and broadcasts conflicts between age groups lists the combatants as Boomers versus Millennials, or more broadly, between Boomers and Millennials and the generation after, Generation Z. Generation Xers aren’t mentioned. They—we—no longer exist. Which, considering why Gen Z is called that—first came X, Millennials were Y, then Z—is really weird.

            True to “13th Gen” the book, America’s invisible generation is heading into its final chapter, old age, at yet another awful time to be that age.

            The Boomers will shuffle off into the sunset, Social Security and Medicare benefits intact. Gen Xers stare into the abyss, bleakly contemplating starvation and dying of diseases for which they can’t afford medical treatment as the political system moves closer to granting corporate conservatives one of the dearest items on their agenda: abolishing or privatizing—which, if you’re poor, is jargon for eliminating—Social Security.

            “Out With the Old, In With the Young,” an opinion essay by 40-year-old Gen Astra Taylor in the New York Times, provides a glimpse at how the ruling classes plan to take away government entitlement programs from Generation X: by disempowering them politically.

            Taylor makes some good points. “From age limits on voting and eligibility for office, to the way House districts are drawn, to the problem of money in politics, our modern political system is stacked against the young,” she writes. Unlike adults, teenagers are forced to learn about the politics and history in school. They should be allowed to vote. Why should someone be able to drive, vote and join the military at age 18 but have to be 30 or older to serve in the Senate?

            But Taylor’s piece is riddled with ageist assumptions such as the notion that younger people care more about climate change than older ones. She promulgates the disappearing of Generation X: “The boomers who came of age in the 1950s and ’60s benefited from boom times while Millennials and Generation Z have been dogged by the aftermath of the mortgage meltdown, an underwhelming recovery and Gilded Age levels of inequality.” “Generation X” does not appear in her piece—yet we’re the post-Boomers who got screwed first.

            “Age-based inequities “and “the geographic biases of the American electoral system,” Taylor complains, hasten “the coming gerontocracy.” What she fails to see is that the gerontocracy is already here. The “olds” control power over big business and its pet politicians now—not because they’re elderly but because they’re Boomers.

            The fortunes of an age group ebb and flow as different generations pass through it. When I was a kid in the 1970s, many older people were so poor they ate pet food. Now they are Boomers. Boomers are many, so they have power, thus they are rich. As throughout human history, the rich and powerful make things work for themselves.

            The corollary is, Taylor doesn’t understand that as Boomers die and Xers replace them in nursing homes—or not, since they won’t be able to afford them—the elderly will become a dispossessed, disadvantaged, consistently screwed-over age group, just as Xers were as kids, young adults and during middle age. Taylor and her Millennial allies will be killing a gerontocracy that will already be dead.

            As Millennials ascend and age into their 40s, they’ll join the call to get rid of Social Security, Medicare and Medicaid so they can save on their taxes. Propaganda like Taylor’s will support the movement to disenfranchise the elderly.

            Used to be, the olds voted in vast numbers to protect their political interests. Xers will be wandering the streets, dumpster-diving and dying a dog’s death, with no address to enter on a voter registration card.

(Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, is the author of “Francis: The People’s Pope.” You can support Ted’s hard-hitting political cartoons and columns and see his work first by sponsoring his work on Patreon.)

SYNDICATED COLUMN: Who Will Do Something About the Looming Retirement Crisis?

Image result for elderly homeless

In Douglas Coupland’s 1991 age-warfare classic novel “Generation X” a young man trashes a car because it bears a bumpersticker with the obnoxious slogan “I’m spending my children’s inheritance.” Like Coupland I launched my career as something like a spokesperson for Generation X, raging on behalf of a demographic cohort perpetually struggling to make itself and its concerns heard in the wake of the older, bigger and wealthier Baby Boom generation. Culturally marginalized by the Boomers, forced to accept transient employment, hobbled by growing student loan debt and buffeted by recessions, Xers feared that they would never be able to save enough in order to retire, much less spend their kids’ inheritance.

The retirement crisis will be worse than we ever feared.

“We predict the U.S. will soon be facing rates of elder poverty unseen since the Great Depression,” New School economist Teresa Ghilarducci and Blackstone executive vice chairman Tony James write in the Harvard Business Review.

Sayonara, Kurt Cobain. Born in 1961, the oldest Xers are graying, aching, 57. And in trouble. A New School study projects that 40% of workers ages 50-60 and their spouses who are not poor or near poor will fall into poverty or near poverty after they retire.

Retirement specialists from the political left and right concur: big segments of whole generations of the elderly will soon be impoverished, some homeless or even starving. After the Xers, the Millennial deluge; old age looks even bleaker for today’s young adults.

Experts vary on how much you should have saved by the time you retire. Fidelity advises a $75,000-a-year worker who retires at age 67 to squirrel away at least $600,000 in present-day dollars. Following the traditional rule of having 80% of your salary for 20 years pushes that desired minimum to $1.2 million.

The problem is, the average savings of 55- to 64-year-olds is a piddling $104,000. According to a 2015 study of people 55 and older by the General Accounting Office, 29% have nothing whatsover.

It’s a joke, but it’s not funny. Yet neither political party has much to say about the looming retirement crisis.

The rapidity and scale of downward mobility among the elderly will shock American society, precipitating political upheavals as dramatic as those we saw during the 1930s. Political and business leaders are in denial about this issue. But the desperation of our grandparents and parents — not to mention the children charged with caring for them since they won’t be able to provide for themselves —will make voters vulnerable to demagoguery of all stripes. Instability will be rampant. Democracy could be in danger.
It isn’t hard to see how we got here.

Old-fashioned defined-benefit pension plans have been replaced by defined-contribution benefit plans like IRAs and 401(k)s which are problematic for many workers. People don’t contribute enough. Employers pitch in less than they did to pensions, or nothing at all. When workers suffer a setback like a job loss, they borrow against their accounts. They make poor investment decisions. When the stock market suffers a downturn, accounts lose value. High administrative costs suck away returns. The average 401(k) has never been bigger — but still, we’re talking total savings of $104,000.

Try living on that for 20 or 30 years.

Baby Boomers enjoyed the last vestige of an economy where you might hold one or two jobs throughout your most of your working career. They grew up in two-parent households and enjoyed the fruits of the postwar boom.

By contrast, many Generation Xers and younger Millennials have divorced parents, which reduced their financial security. Gen Xers got slammed by the 1987 stock market crash as well as the 2000 dot-com collapse; both Xers and Millennials lost jobs and savings during the 2008-09 Great Recession. They work in the gig economy. Younger workers might not have to drive for Uber or rent out a room on Airbnb but their work lives are highly mobile and frequently disrupted. They get laid off and outsourced. They must go back to school or move to adjust to employers’ demands. Their real and net incomes are significantly lower than the Boomers’ and their savings rate reflects that.
Paying average monthly benefits of just over $1300, Social Security is a supplementary, not a primary retirement plan. Even if they’re content to live modestly, cash-poor Xers have a gaping wound for which Social Security is a Band-Aid.

Although many older people enjoy working, too many cannot. A record 19% of Americans over age 65 currently work at least part-time; of course, that means that 81% do not. Older people are prone to failing health. And it’s hard to find someone to hire them.

The older you are, the more likely you are to fall prey to age discrimination. Companies are also motivated by simple economics, cutting costs by firing older workers and replacing them with younger ones.

Hillary Clinton ignored the distress of downsized working-class whites in flyover country to her own, and her party’s peril. Donald Trump won his surprise victory partly because he acknowledged the rage of Rust Belters long neglected by both parties. The outcome might have been different had Democrats maintained their traditional 20th century focus on labor and the Midwest by promoting job-retraining programs and other attempts to get industrial workers back on their feet.

Now we’re looking at a problem as big as deindustrialization. If one of the two major parties is able to get ahead of the coming retirement crisis by putting forth some meaningful solutions now, before dystopia arrives, they will reap the benefits at the polls. Conservatives may want to support GRAs (Guaranteed Retirement Accounts) in which workers are required to withhold a portion of each paycheck in order to invest for their retirement. Liberals may prefer shoring up the Social Security system in order to increase monthly payouts.

Or we can do nothing as we marvel at the sight of our grandparents fighting over Dumpster scraps.

(Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, is the author of “Francis: The People’s Pope.” You can support Ted’s hard-hitting political cartoons and columns and see his work first by sponsoring his work on Patreon.)

Millennial Splaining

Millennial-splaining is the practice by some young adults of explaining in a pompous way how things used to be when their older listeners were around and they were not.

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