The coronavirus pandemic has laid bare two fundamental flaws in the American healthcare system.
Number one: There’s a reason that other rich countries treat healthcare as a taxpayer-financed social program. Employer-based health insurance was stupid pre-COVID-19 because our economy was already steadily transitioning from traditional full-time W-2 jobs to self-employment, freelance and gig work. The virus has exposed the insanity of this arrangement. Millions of people have been fired over the last two months; now they find themselves uninsured during a global health emergency. The unemployed theoretically face fines for the crime of no longer being able to afford to buy private healthcare.
The second inherent flaw in the U.S. approach is that it’s for profit. Greed creates an inherent incentive against paying for preventative and emergency care. Even people who are desperately ill with chronic conditions see 24% of legitimate claims denied.
When your insurance company issues a denial, they don’t merely pocket that payment. They also add to future profits. Even if you’re insured, the hassle of knowing that you might get hit by a surprise bill for uncovered/out-of-network charges makes you more likely to stay home rather than to risk seeing a doctor or filling a prescription and going broke. “Visits to primary care providers made by adults under the age of 65…dropped by nearly 25% from 2008 to 2016” due to routine denials by insurers, reports NPR.
Denials also create a societal effect: news stories about patients with insurance receiving bills for thousands of dollars after being treated for COVID-19, even just to be tested, prompt people to stay away from hospitals and try to ride out the disease at home. Some of those people die.
There’s another, third structural problem exposed by the pandemic—but it’s not receiving attention from public policy experts or the media. I’m talking about America’s lack of a centralized healthcare system.
A centralized healthcare system has nothing to do with who pays the doctor. A centralized system can be fully socialized, government-subsidized or fully for-profit. In such a scheme all patient records are stored in a central online database accessible to physicians, pharmacists and other caregivers regardless of where you are when you need care. If you fall ill while you’re on a trip away from home, the admitting nurse at a walk-in clinic or hospital has instantaneous access to your complete medical history.
The current system is primitive. Data is not transferable between doctors or medical systems without a patient’s directive, which inexplicably is often required by the obsolete technology of sending a fax. That assumes the sick person is sharp enough to remember which of his previous doctors did what when. And that’s it’s not a weekend or national holiday or a Wednesday, when some doctors like to golf.
Unless a patient happens to be wearing a medical alert bracelet, there is currently no way to determine whether an unconscious victim is allergic to a drug, has a chronic illness or that there’s a treatment regimen proven to be more effective for them. Even if the patient is alert and conscious, a new doctor may ignore her request for a specific medication in favor of cookie-cutter one-size-fits-all treatment.
A few months ago I developed the classic symptoms of what we now know to be COVID-19. I live in New York. I succumbed while on business in LA. Trying in vain to fight off a relentless dry cough, difficulty breathing and day after day of brutal aches and fever, I visited a CVS walk-in clinic. I have a long history of respiratory illnesses: asthma, bronchitis, pneumonia, swine flu. I requested a third- or fourth-generation antibiotic since I knew from experience that I would inevitably decline with anything less. “We do not treat viral infections with antibiotics,” the nurse, a charmless Pete Buttigieg type, pompously declaimed. I pointed out that viral lung infections usually have a bacterial component that should be treated with antibiotics.
This would not have been a issue back home in New York, where both my general practitioner and my pulmonologist know my medical history. Either doctor would have prescribed a strong antibiotic and a codeine-based cough syrup.
Because I happened to be in LA, I left CVS empty-handed.
I declined.
It got to the point that I couldn’t walk 100 feet without pausing to catch my breath. I felt like I was going to die.
I called my doctor back in New York. She called in a prescription to the same CVS. It helped arrest my decline. But I wasn’t getting better.
I visited a different walk-in clinic, in West Hollywood. It was a better experience. They tested me for flu (negative), X-rayed me (diagnosis was early stage- pneumonia) and put me on a nebulizer. I began a slow recovery.
A centralized system would have been more efficient. The CVS nurse would have seen my history of non-response to treatment devoid of strong antibiotics. He also might have taken note of my pulmonologist’s effective use of a nebulizer to treat previous bouts of bronchitis and pneumonia. I might have been prescribed the proper medication and treatment as much as a week sooner.
COVID-19 almost certainly would have been detected in the United States sooner if we had a centralized medical system. “One example of a persistent challenge in the early detection of health security threats is the lack of national, web-based databases that link suspected cases of illness with laboratory confirmation. This leaves countries vulnerable, as they cannot accurately and quickly identify the presence of pathogens to minimize the spread of disease,” according to the U.S. Centers for Disease Control. Algorithms can automatically scan massive volumes of information for signs of novel infectious diseases, help identify potential problems and focus responses where they are needed most.
How many people’s lives could have been saved if lockdown procedures had begun earlier? If public health officials had seen the coronavirus coming back in December—or November—they might have been able to protect vulnerable populations and avoid a devastating economic shutdown.
There are substantial privacy considerations. No one wants a hacker to find out that they had an STD or an employer to learn about documented evidence of substance abuse. Keeping a centralized healthcare system secure would have to be a top priority. On the other hand, there is no inherent shame in any kind of illness. In a nightmare scenario in which medical records were to somehow become public, no one would have anything to hide or any reason to look down on anyone else.
We can’t pretend to be a first world country until we join the rest of the world by abolishing corporate for-profit healthcare and decouple insurance benefits from employment. But reform without centralization would be incomplete.
(Ted Rall (Twitter: @tedrall), the political cartoonist, columnist and graphic novelist, is the author of the biography “Bernie,” updated and expanded for 2020. You can support Ted’s hard-hitting political cartoons and columns and see his work first by sponsoring his work on Patreon.)
7 Comments.
Ever notice how hard it is to find a Dr. McCoy-type? A no-nonsense kind of physician that you know will do everything possible to keep you alive, costs and rules be damned? Versus a Dr. Frank Burns–incompetent and mean-spirited who’ll let you bleed out on the table because he did everything he was required to? Those are plentiful.
And a side note. I haven’t seen anyone bringing up Hurricane Season, which starts in three weeks. What do we do when a hurricane requires people seek shelter (or evacuate). Where do we put all the elderly and poor, who can’t get out of the danger zone? The government can’t put them all in close quarters, now can they.
A government-run CENTRAL data base to improve personal health care!?!?! Well that reeks of commie-nism!
Sorry, the only data bases allowed are those compiled by massive corporations with information on us THEY deem essential for their profits. That it may have little or nothing to do with the excruciatingly insignificant health issues of pesky biological persons must be fine since the ultimate wisdom rests with the hallowed corporate persons – our lords and saviors.
Our beloved corporate health insurance companies are allowed to compile data on the health status of we biological persons but only to avoid paying any claims we might foolishly (& selfishly!) make. The health of the exceptional USA is based solely on corporate profits. Death to those little fascist biological persons who dare to diminish corporate profits!!!
With those profits the corporations buy and control the government so it won’t do anything so foolish and commie-nistical like give a flying flap about the 99.999% of populace it exists to “represent.”
Apart from unauthorized access, there are also problems with what a centralized system is “supposed” to be doing:
Imagine you check into a health facility in, say, Florida. A nurse scans your record then proceeds to grin at you and talks very slowly as if to an infant. What just happened? Slowly it dawns on you. The medical staff who didn’t take you seriously in LA wrote code words into your file to the effect of “one of those hypochandriac nutjobs who thinks he is smarter than us trained doctors”. Now all who come into contact with you will read this first. I have seen things like that happen to people in countries that have such a system.
But this is a minor nitpick, especially during a pandemic.
I have experienced 1) countries with strong privacy laws and limited centralized system and 2) countries with weak privacy laws and effective centralized patient databases; I concur that option 3) – ridiculously weak privacy laws and no centralized system is of course the absolute worst of both worlds.
A few months ago I developed the classic symptoms of what we now know to be COVID-19
German virologists maintain a substantial collection of samples from (especially unconventional) pneumonia cases throughout the flu season. Originally this was intended to map influenza virus evolution. They have since systematically screened all those samples for traces of SARS-Cov2 RNA – exactly to test the proposition that there existed cases in Germany already before January 27th. They found absolutely zero traces of the virus.
(Source: Christian Drosten’s incomparable Corona update podcast on NDR which is unfortunately in German).
This casts substantial doubt on the notion of an earlier – presumably less infectious – strain of the virus making the rounds. To be fair, I don’t know whether there are comparable data for the U.S. Still, if you had covid-like symptoms without a positive test do not count on being immune. Conventional flu viruses (plus piggyback bacterial infections) are a viable alternative explanation, especially back in the early days when COVID-19 prevalence was exceedingly low.
Of course I’d be interested in Ted’s antibody screening result, direct data trumps indirect evidence. (Naturally antibody tests have their own issues 😉
To andreas5:
Thanks for the results of an interesting inquiry.
Before I was able to burden you with the question this spurred for me, I located an answer.
Drosten and colleagues have also done the converse experiment. That is, NO co-infection could be detected, in patients shown to contain SARS-CoV-2 RNA, by any of a series of other viruses including Influenza virus (A & B), a few other coronavirus strains and 10 other virus types. Paper at following Link
Of course, the result is limited to patients and conditions at hand but is valuable information in dealing with the apparent unending supply of severely uninformed, yet highly opinionated, online “skeptics” … of everything from SARS-CoV-2 up to, and including, it seems, biology itself!
The only decent health ‘insurance’ I had was when I was an employee of the state of West Virginia. They required all doctors to accept all employees of the state if they wanted to keep their state licenses. Mostly, they never paid their share, you paid the employee maximum of $2,000 and the doctors couldn’t charge you another ¢, and they had to give you the same care as they gave millionaires.
When I looked at individual insurance, the exclusions, deductions, and co-pay were about 100% of all medical charges.
As someone who has worked in the medical records profession for over 20 years I have seen all of this up close.
There was always talk about how we should have medical records more easily accessible, how come most business had already gotten computerized and not healthcare? Then the Great Recession happened and as part of stimulus the administration wanted to take advantage of the situation to put through incentives for hospitals and doctors to computerize i.e., Electronic Medical Record “EMR”.
There seemed to be amnesia around the decent enough VA VISTA EMR, and this was because VISTA was open source so was this too socialist or what? Instead, the gov. said let’s allow the market to compete and now we have several EMRs that cannot be shared(proprietary software). ha!