The student loan industry rakes in billions of dollars in profits on the backs of ignorant, impressionable teenagers who don’t know the first thing about finance and pay exorbitant interest rates. Then, when some of them have trouble repaying because they have trouble finding good jobs, the establishment smears them as irresponsible. Joe Biden was right to suspend student loan repayments due to COVID-19, but that’s temporary. Student loans shouldn’t exist at all, but until we go to all grants, it should be a zero-profit business.